How the 0% Processing Fee Program actually works
A clear explanation of the price you post, the amount your customer pays, and the amount deposited into your account.
- 100% legal in all 50 states
- Next day funding
- No monthly minimum
Run it on your own ticket
Type in a normal sale for your business and watch what happens to it.
Without Moneta
Loses $3.50With Moneta
Keeps 100%You keep $3.50 more on this one sale.
That is 3.6% more revenue on every single card sale, and it goes straight to your bottom line.
Same price on your shelf. The fee moves off your deposit and onto the card holder.
Traditional processing typically runs 2.7% to 3.5%. Your real number is on your statement.
What changes at your counter
Your terminal gets programmed
We set the 0% Processing Fee Program on the terminal or POS so the card fee is built into the sale automatically. Nobody at the register does math.
Signage goes up
Free signage for your front door and your counter, so the card fee is disclosed before a customer decides how to pay.
Your staff gets the one line version
There is one sentence to learn. We give it to your team in writing so everyone says the same thing.
You run your day
Same card types, same speed at the register, next day funding on what you took.
What your customers actually see
The program is disclosed at the door and at the register before the customer pays. Nothing appears at the end of the sale that was not disclosed at the start.
Customers paying with cash get the discounted price. Most customers pay the way they were always going to pay.
What does not change
- You keep your bank account
- You keep accepting Visa, Mastercard, Discover and American Express
- Next day funding
- No monthly minimum
- No statement fee or online access fee
- You can switch back at any time
The rules we follow
- 100% legal and available in all 50 states
- The program is disclosed at the door and at the register before payment
- Free signage for your front door and your counter
- 100% satisfaction guarantee, switch back to traditional interchange pricing at any time
- Everything is put in writing before you sign
This page explains how the program works and is general information, not legal advice. We will walk your specific setup through with you before anything goes live.
The 0% Processing Fee Program is 100% legal and available in all 50 states. This is the 0% Processing Fee Program, not a junk fee added at checkout. Moneta provides you with a technology that moves the card fee off your deposit and discloses it to the customer before they pay, so you keep 100% of the sale.
Keep 100% of every card sale
No interchange, no transaction fees and next day funding on what you take today.
Get started