Zero cost processing to the merchant.
Collect 100% of your credit card sales. No transaction fees, no junk fees.
100% legal in all 50 states
This is the 0% Processing Fee Program, not a junk fee added at checkout. Moneta provides you with a technology that moves the card fee off your deposit and discloses it to the customer before they pay, so you keep 100% of the sale.
You can switch back
We have a 100% satisfaction guarantee. If for any reason you want to stop using 0% Processing Program, we will immediately change you back to traditional interchange pricing.
Signage is part of the program
You'll receive a payment terminal, along with signage for your front door and terminal area explaining the discount for cash-paying customers.
American Express can take longer
American Express may require separate approval, so that card brand can take a little longer to turn on than the rest.
No hidden fees
No interchange, no transaction fee, no authorization fee, no statement fee, no monthly minimum and no online access fee.
Next day funding
Your deposits land the next day, so the money from yesterday's counter is in the account today.
Available in all 50 states
The discount for cash paying customers is allowed everywhere, so the program works wherever your business trades.
0% Processing
All the processing fees are built into the sale and a small fee is passed on to the card holder, so at the end of the month your processing fees are zero.
- 100% legal
- Available in all 50 states
- No upfront costs
- Next day funding
- Free signage
How it works
Bye-bye fees
With our software, all the processing fees will be incorporated into the sale and a small fee is passed on to the card holder.
Cash is king
Even better, your customers are rewarded for paying in cash with a 3.99% discount.
A bigger piece of the pie
You, the business owner, get 100% of the sale and at the end of the month your processing fees will be zero.
Signs of the times
Point of purchase pricing and discount signage clearly spell out the process to customers.
No junk fees
| Fee | Traditional Processing |  Moneta 0% Processing |
|---|---|---|
| Interchange | 1.51% to 2.95% | $0.00 |
| Transaction Fee | $0.10 to $0.25 | $0.00 |
| Authorization Fee | $0.05 each | $0.00 |
| Statement Fee | $9.95 per month | $0.00 |
| Monthly Minimum | $25.00 | $0.00 |
| Online Access Fee | $5.00 per month | $0.00 |
| Other Junk Fees | Varies, every month | $0.00 |
Keep 100% of every card sale
No interchange, no transaction fees and next day funding on what you take today.
Get started